Commercial Banking : Risk and Credit Management

Contents: I. Introduction. 1. Introduction to Indian Banking System and Credit Management. 2. Functions and Forms of Banking. 3. The Banking Regulatory Environment. 4. Evaluating bank Performance. II. Asset-Liability Management. 5. Bank Valuation. 6. An Overview of Asset/Liability Management. 7. Techniques of Asset/Liability Management Features, Options and SWATs. III. Investment, Lending and Liquidity Management. 8. Investment Management. 9. Credit Evaluation Process. 10. Commercial and Industrial Lending. 11. Real Estate and Consumer Lending. 12. Liquidity Management. IV. Capital, Liability and Balance Sheet Management. 13. Capital Management. 14. Liabilities Management. 15. Off-balance Sheet Activities. 16. Domestic and International Finance Services. 17. Electronic Banking. Bibliography. Index.

Featuring new credit engineering tools, this book combines innovative analytic methods with traditional credit management processes. The author provides print and electronic risk-measuring tools that ensure credits are made in accordance with bank policy and regulatory requirements, giving bankers with the data necessary for judging asset quality and value. The book shows readers ways to assimilate new tools, such as credit derivatives, cash flow computer modeling, distress prediction and workout, interactive risk rating models, and probabilistic default screening, with well-known controls. By following the guidelines of the Basel Committee on Banking Supervision, Managing Bank Risk offers useful models, programs and documents essential for creating a sound credit risk environment, credit granting processes, and appropriate administrative and monitoring controls. (Jacket)