Management of Credit Schemes in Banks

Contents: Preface. Acknowledgements. Abbreviations. 1. Introduction of credit schemes and selected banks. 2. Review of related studies. 3. Research methodology for analysis. 4. Comparative analysis of retail credit schemes of selected banks. 5. Analysis and interpretation of data collected from borrowers. 6. Analysis and interpretation of data collected from bankers. 7. Findings and recommendations. Appendices. Bibliography. Index.

Liberalization of economy has opened new vistas for the development of banking sector in India. The customers of almost all the categories want quality of services made available to them. Overriding priorities to the changing expectations of the borrowers are tailoring new and innovative services according to the changes taking place in business environment.

Our prime focus is hereon the management of consumer credit schemes of the banks in India. The book systematically examines a comparative study of different banks on various parameters regarding the retail credit schemes. A flow chart of procedure for taking loan from bank is also developed.

The book is also points out he borrowers perception while taking loan as well as bankers perceptions while sanctioning loans. The present book will certainly prove useful to academicians, researchers, bankers, students, and policy makers by enriching their knowledge to further analyze and suggest new strategies in the banking sector, which still has a large potential to grow.